LANDBANK is setting the pace for digital banking in the Philippines, powering an impressive ₱3.14 trillion in digital transactions in the first nine months of 2025. This marks a 36% increase in value and a 27% rise in volume year-on-year, with over 550 million transactions processed — a clear sign that Filipinos are embracing fast, secure, and convenient digital solutions.
The Bank’s digital ecosystem — spanning the LANDBANK Mobile Banking App (MBA), iAccess, Link.BizPortal, weAccess, Electronic Modified Disbursement System (eMDS), LANDBANKasama, e-Tax Payment System (eTPS), the new BIR VDS Portal, LANDBANK Bulk Credit System (LBCS), and LANDBANK Remittance System (LBRS) — continues to transform how individuals, businesses, and government agencies transact.
At the Singapore FinTech Festival (SFF) 2025, LANDBANK showcased its commitment to inclusive finance through innovation and strong governance. From retail banking to institutional services, LANDBANK is bridging gaps and expanding financial access, especially in geographically isolated and disadvantaged areas (GIDAs).
“Innovation, at its heart, must make people’s lives easier — more connected, more secure, and more inclusive. LANDBANK’s digital transformation began with that principle. We modernized our systems not just to compete, but to serve our people better,” said LANDBANK Executive Vice President Leila C. Martin during her presentation at the Singapore EXPO Convention Center on November 13.
The LANDBANK MBA continued to drive client adoption, accounting for the majority of transaction volume with over 492.44 million transactions valued at ₱418.40 billion, representing increases of 26% in volume and 38% in value, respectively, compared to the previous year.
The Bank’s online retail banking channel, iAccess, facilitated 2.59 million transactions worth ₱11.89 billion, while its web-based payment platform, Link.BizPortal, processed 6.76 million transactions amounting to ₱12.27 billion, posting growth of 20% in volume and 37% in value year-on-year.
Institutional clients drove significant gains through the weAccess platform, which handled 32.85 million transactions valued at ₱1.29 trillion, reflecting increases of 69% and 37% from a year ago, respectively. A major driver of this growth was the surge in ATM payroll transactions, which reached 26.95 million transactions amounting to ₱266.71 billion, underscoring weAccess as a key payroll facility for both public and private sector clients.
Meanwhile, government disbursements via eMDS reached ₱1.14 trillion across 3.63 million transactions, growing by 32% in volume and 40% in value.
Through its network of agent banking partners under the LANDBANKasama Program, the Bank recorded 2.38 million transactions valued at ₱11.68 billion, up 13% in volume and 14% in value, as it continues to expand financial access in GIDAs nationwide.
LANDBANK’s alternative tax payment facility, the eTPS, facilitated 554,151 transactions worth ₱132.93 billion, representing 21% and 16% growth, respectively. The recently launched BIR VDS Portal, developed in partnership with the Bureau of Internal Revenue (BIR), generated ₱1.93 billion in transaction value in its first year of implementation.
The LBCS, used mainly for batch disbursements, recorded 6.08 million transactions with a total value of ₱52.37 billion, increasing by 7% in volume and 6% in value. Meanwhile, the LBRS processed 650,203 transactions totaling ₱58.26 billion, reflecting an 11% increase in value year-on-year.
LANDBANK remains steadfast in leveraging digital innovation to meet the evolving needs of customers and strengthen financial inclusion, in line with its role as the country’s leading digital government and development bank.
ABOUT LANDBANK
LANDBANK is the country’s largest government financial institution promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces, the Bank remains steadfast in providing accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
