Government agencies and private sector leaders, including the Philippines’ leading finance super app GCash, strengthened their position in advancing digital transformation in the financial sector during the 2025 Manila Tech Summit.
With the theme “Forging a New Global Order: Risks and Opportunities Redefined,” the Manila Tech Summit gathered global and local leaders to explore how technology can reshape economies into digitally inclusive societies and to discuss the opportunities and risks of an increasingly digital world. Within this platform, GCash presented how its comprehensive suite of services — including payments, savings, insurance, and lending — is redefining access to finance for millions of Filipinos.
The event was honored by the presence of president Ferdinand “Bongbong” Marcos Jr., who delivered the keynote address. He reported that the country’s digital sector grew to P2.25 trillion last year and generated 11.3 million jobs, signifying its vital role as a key driver of economic growth. “Now this is a good development, but there is much room for growth. We see the greater need to tap the endless possibilities of a truly digital Philippines,” he said.
To further advance digitalization, the President said they are building more internet infrastructure and free WiFi sites across the country. He stressed that advancing the country’s digital capabilities is crucial for driving inclusive growth.
GCash champions financial inclusion for all
GCash, at its core, champions financial inclusion by providing accessible, responsive, and innovative digital financial solutions that empower every Filipino to participate in the digital economy. Oscar Enrico “Ren-Ren” Reyes, Jr., president and CEO of G-Xchange, Inc., shared this during his remarks at the summit.
The GCash official said that the widespread adoption of digital finance is helping uplift unbanked communities, empower MSMEs, improve tax collection, and strengthen public trust. He stressed that GCash is at the forefront of building “digital rails” that are safe and secure, enabling inclusive access to financial services.
“At GCash, we believe innovation only matters when it reaches the many, not the few, because nation-building is inclusive. We are not just in the business of finance. We are in the business of building hope,” Reyes added.
GCash as an all-in-one platform
Having a GCash account is only the first step. True financial inclusion means having access to tools that not only make everyday transactions easier but also help users plan for emergencies and prepare for a brighter future. This was the message shared by Winsley Bangit, group head for new businesses at Mynt (the holding company of GCash), during a recent panel discussion.
The discussion explored how a full ecosystem of self-service kiosks, banks, grassroots fintech players, and policy innovations is empowering every Filipino with access to essential financial services from bill payments and savings to investments, regardless of location or income level.
“Finance for all has always been at the core of GCash. We provide the convenience and the benefit of digital payments and services,” said Bangit. At its foundation, GCash helps Filipinos thrive in their everyday lives with seamless money transfers, bill payments, and self-service tools. It also offers accessible savings and insurance options, helping users stay ready for life’s uncertainties. And when it comes to reaching long-term financial goals, users can take advantage of our investment offerings too, like GFunds, GStocks, and GBonds—empowering them to prepare for that one special day.
Accessible and fair lending powered by tech
To truly empower consumers and small businesses alike, GCash, through its lending arm Fuse Financing Inc., provides accessible and responsible digital lending solutions that enable users to manage cash flow, cover essential expenses, and seize growth opportunities. With 57% of Filipino adult borrowers still relying on informal credit such as 5-6 schemes or other predatory lending sources where interest rates can go as high as 20%, Fuse is leveraging technology and AI to expand credit access and promote fair and dignified lending, especially to the unbanked and underserved.
“In the end, what it unlocks is financial inclusion. It enables customers who previously did not have access to formal lending because they don’t have bank statements,” he stressed.
In fact, Fuse Financing Inc. president and CEO Tony Isidro highlighted its in-house trust scoring system, GScore. Isidro said they can provide financing to borrowers without traditional credit histories by using alternative data, such as in-app transaction behavior.
Isidro also shared one of its flagship products, GLoan Sakto, a sachet-type loan, where eligible borrowers can borrow as low as Php 100 and repayable in 14 days, just enough to bridge them to the next payday. This product serves users who are commonly tagged as ‘high risk’ by traditional lenders and have no other access to formal credit.
“At GCash, we believe that doing good is good business — that’s why we make affordable loans accessible, so more Filipinos can build better lives while fueling inclusive growth,” Isidro said.
User safety above all
As the country’s leading finance super app, GCash places the highest priority on protecting its users by leveraging safe and reliable technology.
GCash chief information security officer Miguel Geronilla discussed how they deploy the latest technology to ensure the cybersecurity of its users, in addition to collaborating with other institutions to fortify their expertise. “Beyond security, it’s about trust and transparency. At GCash, we make sure our customers know what to do and how to take action if fraud ever happens,” he added.
With millions of Filipinos relying on its platform for daily financial transactions, GCash continuously invests in advanced security measures to safeguard customer data and maintain trust.”
Through its participation in the Manila Tech Summit, GCash reaffirmed its role not only as the country’s leading finance super app but also as a trusted partner in nation-building in keeping a cybersecure Philippines. By championing financial inclusion, empowering small businesses, providing accessible lending, and prioritizing user safety, GCash continues to redefine how technology can drive progress for all.
For more information, please visit www.gcash.com.
