CITY OF SAN FERNANDO, Pampanga (PIA) — The Bureau of the Treasury (BTr) encourages individuals and institutions in Central Luzon to invest in Retail Treasury Bonds Tranche 31 (RTB 31), which is open for subscription until August 15.
RTB 31 requires a minimum investment of P5,000, with additional investments accepted in P5,000 increments. It offers a 6.00 percent annual interest rate, paid quarterly over its five-year term, and is subject to a 20 percent withholding tax.
The bonds will be issued on August 20, 2025, and will mature on August 20, 2030.
“These bonds are low-risk, fixed-income instruments backed by the Republic of the Philippines, and offer higher returns than traditional savings and time deposits,” BTr OIC-Regional Director Fernando Bernardo said in an interview.
He emphasized that RTBs are part of the government’s savings mobilization program, designed to make investing more accessible to Filipinos.
“Ito pong mga RTBs are medium to long-term debt securities issued by the Republic of the Philippines through the BTr. Ginawa pong mas abot-kaya para makapag-invest ang ating mga kababayan,” he said.
Proceeds from RTBs help fund priority government projects such as infrastructure development, agricultural improvement, educational advancement, healthcare services, and other key national programs.
“Yung mga investments na nakukuha natin sa mga RTBs ay ginagamit po ng ating gobyerno para maisakatuparan ang mga tinatawag nating priority projects. Kapag nag-invest tayo sa mga RTBs, ang may utang sa inyo o ang guarantor ninyo ay ang gobyerno. Imposible naman pong malugi ang ating gobyerno at hindi kayo mabayaran,” he added.
RTB 31 can be purchased over the counter at authorized selling agents like the Development Bank of the Philippines, Land Bank of the Philippines, and other partner institutions.
It is also available through the BTr Online Ordering Facility at www.treasury.gov.ph and via mobile applications including Bonds.PH, the Overseas Filipino Bank Mobile Banking App, the LandBank Mobile Banking App, GBonds via GCash, and PDAX.
This investment allows Filipinos to grow their savings while contributing to the country’s progress, strengthening both personal financial security and national development. (CLJD/RPQ, PIA Region 3-Pampanga)
