Manila, Philippines — 1datapipe, a global leader in data-driven solutions. is proud to announce a transformative partnership with one of Mexico’s leading credit bureaus to introduce the National Super Score, the first scoring model in Mexico to cover 99.9% of the adult population. This innovative solution redefines financial inclusion by combining traditional credit data with the richest alternative data deposits in Mexico to deliver highly accurate credit assessments and actionable insights.
By leveraging both traditional and alternative data, the National Super Score provides a comprehensive view of creditworthiness, addressing fraud risks, offering detailed income analysis for formal and informal workers, and uncovering geo-lifestyle trends and preferences to support smarter, more inclusive decision-making.
Key Features of the National Super Score including unparalleled coverage, covers 99.9% of Mexico’s adult population, making it the most inclusive credit assessment tool in the market. It has also rich data integration that combine traditional credit histories with the most extensive alternative data sources available in Mexico for unparalleled accuracy, and feature advanced analytics to detect and mitigate fraud risks, enhancing trust and security for financial institutions.
National Super Score delivers precise income assessments for both formal and informal workers, addressing critical gaps in traditional credit scoring, offers a deep understanding of regional trends, lifestyle preferences, and consumer behaviors to support targeted financial solutions. It has AI-Powered Accuracy that utilize cutting-edge AI and machine learning to enhance predictive power and deliver reliable credit risk assessments.
“Our National Super Score represents a significant leap forward in credit scoring innovation,” said Carey Anderson, CEO at 1datapipe.
“By combining the strengths of traditional credit data with the richest alternative data available, we’re enabling financial institutions to reach underserved communities with greater precision and confidence.”
This initiative aligns with Mexico’s financial inclusion goals, empowering millions of individuals to access credit and participate more actively in the economy. It also provides financial institutions with the tools they need to build more inclusive and resilient financial ecosystems.
Besides Mexico, Indonesia’s unbanked population is a reflection of broader systemic issues in financial inclusion. Traditional credit bureaus and their scoring models are not designed to capture the financial behaviors and creditworthiness of those without formal banking histories. According to a report by the Financial Services Authority (OJK) of Indonesia, around 65% of adults in Indonesia do not have access to formal financial services. This exclusion is particularly pronounced in rural areas, where banking infrastructure is less developed, and among women, who are disproportionately represented among the unbanked.
“Indonesia’s financial landscape is at a critical juncture. With nearly half of the adult population unbanked, there is an urgent need for more inclusive credit-scoring solutions. Traditional methods are missing the mark, but the integration of alternative data and AI-powered analytics offers a promising path forward,” said Carey.
The growing population and rising GDP in Southeast Asia offer significant market potential for fintech companies. Vietnam and the Philippines are poised for the highest GDP growth at 12% and 11%, respectively, while the growing middle class across most Southeast Asian nations sets the stage for the adoption of innovative financial solutions.
However, underbanked and unbanked people, notably in Indonesia, the Philippines, and Vietnam, still remain a challenge despite the overall surge in population. This further highlights the need for enhanced financial inclusion programs geared towards these markets, which offer exciting opportunities for market players in SEA and beyond. (Source)
1datapipe is a global leader in data-driven solutions, specializing in alternative data, advanced analytics, and AI powered tools to drive financial inclusion and innovation in emerging markets.
