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A gift that grows a lifetime: Teach your kids financial freedom this Christmas

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CHRISTMAS is a season for giving, and every parent wants to make it magical for their kids. This year, instead of gifting them with toys or gadgets that could bring momentary joy, why not give them something that will last a lifetime?

Safer than a piggy bank

For Christine Caberte, nothing makes a mother prouder than seeing her kid disciplined with money, even at a young age. Christine just opened a bank account for her six-year-old son.

“I’ve seen my son save money in his piggy bank for some time, but I wanted something more secure. That’s why I decided to open a BDO Junior Savers account for him,” Christine explains. “With a bank, I know his money is intact and safe, unlike an alkansya that can be opened anytime.”

Christine, a former overseas Filipino planning to return to work abroad, feels peace of mind knowing that when she starts sending remittances to her son’s account, his savings will grow securely.

“It’s comforting to know he now has a bank account that’s his alone,” she shares. “I can send money for his daily expenses and savings separately. His Junior Savers account is safe, nobody can touch it; it’s his to grow.”

Starting ’em young

Parents like Christine can easily open a Junior Savers account at any nearby branch, starting from their child’s birth. As the deposit reaches P2,000, it will earn interest and Rewards Peso Points.

It comes with a Special Design Passbook as an additional means to monitor a child’s savings. When the kid turns seven, he or she will receive a Junior Savers Debit card.

This Christmas, secure your children’s future by opening a BDO Junior Savers account. It’s more than a bank account; it’s a foundation for teaching them financial independence and responsibility.

With an initial deposit of only P100, Junior Savers helps kids develop a habit of saving and teaches them to handle their own money at a young age. It is affordable and ideal for most families who want to nurture sound financial habits.

Imagine your kids saving the aguinaldo they will receive this Christmas. Instead of spending money on new toys or gadgets, they can deposit it into their Junior Savers account. As they watch their savings grow, they will learn that achieving their life goals starts with discipline, patience, and a commitment to saving.

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